SBA 7(a) loans deliver acquisition, expansion, and refinancing capital with longer terms and lower down payments than conventional bank products. As a commercial-loan broker, Linden Lending Group connects Tustin business owners to lenders who underwrite SBA deals, then walks the file from application through closing so nothing stalls in the pipeline.
SBA loans
SBA 7(a) financing covers real estate purchase, equipment, working capital, and debt consolidation with repayment schedules that stretch up to 25 years on property and ten years on equipment. The Small Business Administration guarantees a portion of the loan, which lets participating lenders extend credit to businesses that carry more leverage or shorter operating histories than a conventional underwrite would allow. Tustin companies along the Jamboree Road corridor and near The District at Tustin Legacy use SBA capital to acquire warehouses, retrofit retail space, and buy out partners without draining cash reserves.
SBA loans
Tustin sits at the intersection of Orange County's aerospace legacy and its modern retail economy. Manufacturers supplying defense contractors and service businesses anchored near the former Marine Corps Air Station need patient capital that won't force a balloon payment in five years. SBA 7(a) loans match that timeline, and the guarantee opens doors at credit unions and regional banks that would otherwise pass on a file with 20 percent equity and two years of tax returns.
SBA loans
We start every conversation by reviewing your use of funds, collateral position, and cash flow. Then we match your file to the lenders in our network who close SBA deals in your industry and transaction size. We prepare the business plan, financial projections, and personal-financial statements the underwriter requires, then manage conditions until the closing agent calls for signatures. One Tustin client needed to refinance a commercial condo on Red Hill Avenue and fund a tenant-improvement buildout. We brokered a 7(a) loan that consolidated both needs into a single note with a fixed rate and no prepayment penalty after year three.
Linden Lending Group operates from 18201 Von Karman Ave, Irvine, CA 92612, Costa Mesa, CA and serves the entire Tustin area with the same relationship-first approach we bring to every SBA loan file across Costa Mesa and neighboring cities. Call (714) 831-1264 to discuss your next acquisition or expansion.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
